Visa Overdraft
Your Visa Debit Card comes with an attached overdraft facility for peace of mind when unexpected bills arrive.
![]() |
Borrow up to $20,000 |
![]() |
Competitive interest rate |
![]() |
Worldwide access |
| Variable interest rate | View our interest rates |
| Minimum amount | $500 |
| Maximum amount | $20,000 |
| Loan period | Ongoing |
| Repayments | Monthly, 5.00% of closing debit balance |
| Interest charges | Calculated daily, Charged monthly |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Monthly account keeping/service fees | No |
| Auto repayments (salary / account) | Yes |
| Annual Card Fees | No |
Apply
Apply for a Visa Card Overdraft. Apply Now
Questions?
If you have any questions, please contact us. Enquire Now
"Credit Union staff picked-up an attempt to use Visa account in a fraudulent manner...many thanks for your actions on this matter...well done staff members."
- a member quote from our 2012 member survey




