Home Loan Benefits

Our home loans come with some great benefits...

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^

Early repayment without penalty

All Loans can be repaid early without penalty. The earlier you pay off your loan the more money you save in interest charges. ^

A fee free redraw facility

The credit union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^

No monthly loan service fees

Unlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money. ^

Loan repayment insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^

Automatic repayments (salary / account)

You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or phone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.^

Fire Brigades Employees' Credit Union Limited