Budget Home Loan Features
Fire Brigades Employees' Credit Union offers you a Home Loan with all the features you will need. Our Budget Home Loan offers a fantastic interest rate along with no monthly account keeping fees. It also has other great features and flexibility.
|Variable interest rate||View our interest rates|
|Interest charges||Calculated daily, charged monthly|
|Minimum amount (new loan)||$50,000|
|Minimum amount (top-up)||$5,000|
|Loan term||Up to 30 years|
|Repayment type||Principal & Interest (owner occupied & investment loans)|
|Interest Only (investment loans only)|
|Repayment frequency||Monthly / Fortnightly / Weekly|
|Direct salary crediting / Periodical payment from FBECU account||Yes|
|Loan set up costs (Valuation & Solicitor)||Available on request (charged at cost)|
|Extra / lump sum repayments||Yes|
|Early repayment fees / adjustments||No|
|Free Redraw facility||Yes (no minimum redraw amount)|
|Offset savings account available||Yes|
|FBECU will lodge your application for NSW FHOG's for you||Yes|
|Lenders Mortgage Insurance||Yes (allowing maximum possible Loan to valuation ratio of 95.00%)|
|Monthly account keeping / service fees||No|
|Optional loan repayment insurance available||Yes|
|Free Financial Planning||Yes|
- Read the benefits of our Budget Home Loans.
- Need answers? Read our list of FAQs.
- Want to know how much you could borrow? Use one of our Loan Calculators.
Apply for a Mortgage Loan.
If you have any questions, please contact us.