Budget Home Loan Features
Fire Brigades Employees' Credit Union offers you a Home Loan with all the features you will need. Our Budget Home Loan offers a fantastic interest rate along with no monthly account keeping fees. It also has other great features and flexibility.
| Variable interest rate | View our interest rates |
| Interest charges | Calculated daily, charged monthly |
| Minimum amount (new loan) | $50,000 |
| Minimum amount (top-up) | $5,000 |
| Maximum amount | $1,500,000 |
| Loan term | Up to 30 years |
| Repayment type | Principal & Interest (owner occupied & investment loans) |
| Interest Only (investment loans only) | |
| Repayment frequency | Monthly / Fortnightly / Weekly |
| Direct salary crediting / Periodical payment from FBECU account | Yes |
| Loan set up costs (Valuation & Solicitor) | Available on request (charged at cost) |
| Extra / lump sum repayments | Yes |
| Early repayment fees / adjustments | No |
| Free Redraw facility | Yes (no minimum redraw amount) |
| Offset savings account available | Yes |
| FBECU will lodge your application for NSW FHOG's for you | Yes |
| Lenders Mortgage Insurance | Yes (allowing maximum possible Loan to valuation ratio of 95.00%) |
| Application fee | No |
| Monthly account keeping / service fees | No |
| Optional loan repayment insurance available | Yes |
| Free Financial Planning | Yes |
More Information
- Read the benefits of our Budget Home Loans.
- Need answers? Read our list of FAQs.
- Want to know how much you could borrow? Use one of our Loan Calculators.
Apply
Apply for a Mortgage Loan.
Questions?
If you have any questions, please contact us.




