Interest Rate Update

Dear Members,

The Reserve Bank of Australia announced on the 7th of February 2012 that the Official Interest Rate would remain without change, at current levels.

Our current Interest Rate Schedule is available under “Rates / Fees” section of the webpage.

We will continue to monitor market rate movements to ensure maximum benefit to both our investing and borrowing members.

The next Reserve Bank meeting is planned for the 6th of March 2012.

Thank you to all members for your continued support.

JIM O'CONNELL

GENERAL MANAGER