... and cut the cost of your home mortgage

Competition in the home mortgage market is still strong with a wide variety of discount offers and specials being promoted by banks and other lenders.

There is an even wider range of fixed interest rate, variable interest, ‘honeymoon’ and other offers, all with different interest rates, different ongoing fees and, in some cases, big financial penalties should your plans change in the future.

For home owners it can all become quite bewildering and difficult to work out which loan offers represent best value and which will best suit both your current and future needs.

Yet, making the right choice is critical:

• Your home mortgage is almost certainly your largest single financial commitment … even the smallest of savings in interest rate, fees and/or charges can reduce the overall cost of your loan substantially and help you own your home sooner
• It is also a financial commitment that will most likely extend over many years … getting a good deal now is important, but it is even more important that you can trust your lender to keep the costs as low as possible over the long term

This is where your Credit Union can make a big difference.

As a member owned lender we do not have to make large profits for external shareholders. This is why we can offer consistently competitive and low loan interest rates as well as lower fees. It could cut the overall cost of your home loan and help you achieve debt free home ownership sooner.

A Fire Brigades Employees’ Credit Union home loan comes with these important cost saving features:

• Competitively low loan interests rates relative to major banks and other major lenders
• Low loan application fees (to cover initial loan set up costs only)
• No monthly account administration fees or ‘package deal’ fees that some now charge
• No early repayment or payout fees or charges
• Full loan redraw facilities with unlimited free loan redraw transactions

It is never too late to start saving … so refinance your current home loan with your Credit Union NOW!
 

Find out how much you could save and how quick and easy it is to refinance your current home loan.

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